Author: Jeremy Swenson

Several years back, the American economy hit a recession that tightened the belts of home mortgage lenders across the country. Only in the last year or so have we begun to see things turn upward in the home buying market and lenders loosening their tight lending guidelines with simpler rules and applicant steps. Now, in the beginning of 2013, we are seeing approvals and home purchases really begin to skyrocket in the home buying market.

A VA streamline refinance can sound daunting but with the help of experts who know the refinancing and mortgage industries and a little research, homeowners can rest assured that receiving a VA streamline refinance is a simple and useful process. To help in homeowner’s research, we’ve created this guide on everything for a VA streamline refinance.

Many prospective homeowners wonder if they are eligible to receive a VA Loan and take advantage of all that this type of loan has to offer. There are certain requirements that need to be met before potential homeowners can apply for a VA loan but first, you must understand what a VA home loan is, how it works and if you are eligible to receive one.

The New Year is in full swing, and that means this might be the perfect time to analyze your finances and determine whether or not this is the right time to take advantage of an FHA mortgage. While everyone’s situation is different, it may be worth the time and effort to look really hard at other options because the current mortgage rates have hit an all time low.

2012 has been a real buyer’s market. Mortgage rates have dropped to record lows (the record was officially set in November, heading into Thanksgiving weekend, at 3.31%), and as we approach the end of the year, with both Christmas and New Years, there could be some changes that potential home buyers may need to consider.